Taxing gasoline: How consumer behavior is affected

first_imgOil producing countries may exercise profound influence over American driving habits, but a new Harvard Kennedy School faculty research paper shows the U.S. federal and state taxes also play an important role.“Gasoline Taxes and Consumer Behavior” finds that even small changes in gasoline taxes affect consumer behavior and that taxes affect behavior even more than commensurate increases in cost caused by rising oil prices.The paper is co-authored by Shanjun Li, Cornell University; Joshua Linn, Resources for the Future; and Erich Muehlegger, associate professor of public policy at Harvard Kennedy School.The researchers specifically analyzed the short-run impacts of gasoline taxes on driver decisions – gasoline consumption, vehicle miles traveled and vehicle choices – and the ways in which those impacts differ from those incited by changes in the price of gasoline exclusive of the tax.“The purpose of our paper is to test the maintained assumption that consumers respond to gasoline tax and tax-exclusive price changes in the same way,” write the authors. “Our analysis directly estimates consumer responses to gasoline taxes by decomposing retail gasoline prices into tax and tax-exclusive components.”last_img read more

Students and faculty discuss Latinos in higher education

first_imgSaint Mary’s “Week of Poder,” hosted by La Fuerza and the Student Diversity Board, kicked off this Monday with a discussion about different experiences speakers had while pursuing higher education as a Latino or mentoring Latinos in higher education.Leonard Sanchez, professional specialist in social work; Marc Belanger, chair and associate professor of political science; and Ty West, associate professor of modern languages, spoke at the event. Other speakers included Saint Mary’s international student and scholar advisor Adriana Petty, Saint Mary’s 2015 alumna Christin Kloski and the associate director of the TRiO Upward Bound program through Notre Dame, Rafael Marin.During the talk, several speakers brought up issues they experienced while pursuing higher education.Sanchez said in college he had to talk with the head advisor in order to be put in the classes he needed to graduate and had a conversation with the president of his alma mater about diversity on campus.“You have to believe that we’re going to graduate and that it’s an attainable event,” Sanchez said in regards to the conversation he had with the president of his alma mater. “You shouldn’t look at us and say, ‘You are so lucky or blessed to be here.’ I know that I am blessed, but you have to give us the same chance to succeed.”Marin said he was born in Texas and then moved back to Mexico with his mother when he was young. He moved to America for high school and had to learn the language quickly.“I had to work two or three times as hard as any other students in college,” he said. “Other students who did not have the language barrier have other challenges. We all face challenges that are different from one student to the next, minority or not.”Marin said he was often teased for his accent in high school and college.“Stereotypes create false images of not just Latinos, but many different ethnic groups,” Marin said. “It is your job to change the stereotypes.”It is important to focus on higher education., Kloski said.“One of the stereotypes is that [Latinas] are under-educated,” she said. “Well, look, we’re all here and proving them wrong. Focus on your education and be proud when you succeed.”Sanchez explained how he grew up in Portland and was the first generation in his family to attain a college degree. He said his decision to attend college was inspired by the Holy Cross Order.“The Holy Cross Order had a program where graduates from college would volunteer for a year in my community,” he said. “These young people were the first to mentor me and took me under their wing from when I was in third grade to college. Without them, I wouldn’t have known all it took to apply to colleges.”Petty said she went to high school in South Bend and was the first generation to attend college. Mentors were essential during her time on campus, she said.“I got involved in La Fuerza and the older girls really mentored me,” she said.“They helped me navigate around campus life and issues in the classroom.”Belanger discussed how important it is for Saint Mary’s students to build relationships with faculty.“Professors will write you a letter for grad school and and they won’t just say you did a good job in class — they will write about whole person,” he said. “Professors here do care about you. Be confident that if you’re here, you belong here.”West explained how he uses his time spent in Mexico as a tool to connect with Saint Mary’s students.“I try to bring the real world into the classroom and use concrete examples from the Latin American civilization to foster respect, knowledge and break down stereotypes and barriers we all confront,” West said.Sanchez said working at Saint Mary’s has been beneficial towards his goal of giving back to the community and giving others the opportunity to succeed at higher education.“When I came to Saint Mary’s, it was another opportunity to give back,” he said. “I am in a better place for what I want to accomplish.”Kloski said she was proud of the leader she was able to become while at Saint Mary’s.“Be strong and bold,” she said. “Set goals for yourself and become successful.”Tags: Diversity, latinos, panel, saint mary’s, Week of Poderlast_img read more

Additional Casting Announced for The Visit, Starring Chita Rivera

first_img Jason Danieley (Next to Normal), Diana Dimarzio (Sweeney Todd), David Garrison (The Championship Season), Chris Newcomer (Chicago), Aaron Ramey (The Bridges of Madison County) and Timothy Shew (Evita) will join, as we exclusively previously reported, Rivera, Roger Rees, Rick Holmes, Matthew Deming, Tom Nelis and Michelle Veintimilla in the tuner. John Kander and Fred Ebb’s The Visit is based on the classic Friedrich Dürrenmatt play (adapted by Maurice Valency) and features a book by Terrence McNally, with music by Kander and lyrics by Ebb. Claire Zachanassian is an often-widowed millionairess who pays a visit to her hardship-stricken birthplace. The locals hope she’ll bring them a new lease on life, but little do they know her offer to revitalize the town comes at a dreadful price. Related Shows The Visit View Commentscenter_img More company members have been announced for The Visit, starring two-time Tony winner Chita Rivera. Directed by John Doyle and choreographed by Graciela Daniele, the musical will begin previews on March 26 at Broadway’s Lyceum Theatre. Opening night is set for April 23. The production played at the Williamstown Theatre Festival production in Massachusetts last summer. The musical premiered in 2001 at the Goodman Theatre in Chicago and later played The Signature Theatre in Arlington, Virginia. Rivera also starred in both these productions as Claire, a role originally written for Angela Lansbury, who withdrew from the project in its early stages after her husband fell ill. Show Closed This production ended its run on June 14, 2015last_img read more

FHA proposes changes to URLA, lending certifications

first_imgThe Federal Housing Administration (FHA) released a proposed rule last week that would change its lender certification requirements. Under the proposed changes, requirements would be more transparent, making it easier for depository institutions to offer these types of loans.FHA loans, although not commonly used by credit unions, are a good option for many first-time homebuyers and an important part of the mortgage market.“FHA’s goal is to produce forms that are concise, while appropriately reflecting FHA’s statutory and regulatory program requirements in a way that is easily understood by all parties. The proposed changes streamline the certification statements while continuing to hold lenders accountable for compliance with all HUD eligibility and approval requirements,” the agency stated.Proposed revisions to the Addendum to Uniform Residential Loan Application would reorganize Form 92900-A, regarding loan-level certification, into a more understandable format. Eliminating  duplicative information that is listed elsewhere on the form. Existing and proposed language can be viewed side-by-side here. The administration is also proposing changes to its annual lender certifications to better align them with National Housing Act standards. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Disaster no match for CEO

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The island of Kauai is no stranger to rainfall.But when nearly 50 inches of rain fell in a 24-hour period in April 2018 on the northern shore of the island, it broke a U.S. record, causing widespread flooding and devastation including 12 landslides that blocked roads.For members of Kauai Government Employees Federal Credit Union that may have meant no access to financial services. Except that Monica Belz, CEO of the $111 million asset credit union in Lihue, Hawaii, is no stranger to disaster recovery. She’s coordinated help for four major catastrophes, been involved in international development and volunteer projects since she was 11, and been a firefighter since age 14.To assist Kauai’s North Shore residents, the credit union brought needed emergency supplies such as water and gasoline. When Belz heard that residents needed immediate access to funds, she popped the credit union—laptop, internet hot spot, and forms—in a dry bag. She then jet-skied, boated, and swam to get to members in the most remote areas. continue reading »last_img read more

What yellow zone restrictions mean for Broome County schools

first_imgGarnar said only schools physically located in the zone will be affected. If a district has schools both physically in the zone and outside of the zone, only the schools inside the zone will need to comply with zone guidelines. Governor Andrew Cuomo has said for schools in the yellow zone with in-person classes, 20% of students, teachers, and staff will have to be tested for the coronavirus each week. Districts that are impacted include Binghamton, Union-Endicott and Seton Catholic. Garnar said schools will have different choices of testing models to pick from. The state has provided rapid testing machines if the district decides it wants to handle them, while Garnar said the site at Binghamton University is also an option for testing. BROOME COUNTY (WBNG) –We have finally learned how the new yellow zone restrictions will affect schools here in the Southern Tier. center_img On Thursday, Broome County Executive Jason Garnar said he and local districts joined the state on a conference call to find answers to questions we’ve been looking for. “Clarifying a number of different things, my expectation is school districts throughout today and tomorrow will be able to formulate a plan based on the information that they know on how they have to do this testing,” Garnar said. Garnar said schools will use the rest of the week to come up with a plan for their testing. last_img read more

ESL Shipping to Buy Sweden’s Shipping Firm AtoB@C

first_imgFinnish dry bulk shipping company ESL Shipping is to acquire all the outstanding shares of Sweden’s shipping company AtoB@C.The company said that the enterprise value is EUR 30 million (USD 34.9 million). The final purchase price will be mainly financed by Aspo’s existing financing reserves, and EUR 4.2 million will be covered by new shares issued by Aspo Plc, the owner of ESL Shipping.The transaction will require the competition authority’s approval in Finland to be completed. It is estimated that the transaction will be completed in the third quarter of 2018.AtoB@C operates 30 vessels in size of 4,000-5,000 tonnes. The company owns six dry cargo vessels in full, and it has a share of 49% of two vessels. The other 22 vessels are time-chartered.ESL Shipping informed that, with the transaction, the net sales of the company are expected to increase from EUR 80 million to EUR 160 million using the figures from 2017.“The acquisition will shift ESL Shipping to a new size class and put it in a good position to improve operational efficiency and overall profitability of the shipping company,” Aki Ojanen, CEO of Aspo Plc and Chairman of the Board of Directors of ESL Shipping, said.last_img read more

Authorities scout for nCoV isolation facilities

first_imgILOILO City – This city and Iloiloprovince have no confirmed novel coronavirus (2019-nCoV) infections but localauthorities are not leaving anything to chance. The task force should also cause thereferral and transport of an nCov suspect to a DOH-designatedcoronavirus-referral center or hospital, in coordination with DOH and policeauthorities. They have started scouting for areasthat could serve as isolation facilities for nCov patients. The task force will be composed ofrepresentatives from the Department of Health (DOH) Region 6, hotel andrestaurants, malls, barangay councils, and the Department of Education (DepEd)Region 6. In Iloilo City, Mayor Treñas is creating an nCoV taskforce with Dr. Roland Fortuna, medical officer of the City Health Office, aschief. Malaya said local chief executivesmust also train their respective health workers on nCov prevention,containment, and control, in coordination with the DOH./PN The Department of Interior and LocalGovernment (DILG) advised local government units (LGUs) to create theirrespective coronavirus task forces to help contain the spread of the disease. “We can transfer all patients of the Lambunao hospital to other districthospitals. DRYLMDH will then be dedicated to suspected nCoV cases only,” shesaid. “With the declaration of the World HealthOrganization of a global health emergency, Secretary Eduardo Año directed allLGUs to be on a state of preparedness and take all pro-active steps. Createtask forces to implement DOH protocols and guidelines and extend fullcooperation to the DOH and other government agencies,” said DILG undersecretaryand spokesperson Jonathan Malaya. On the other hand, the provincialgovernment of Iloilo has identified the Dr. Ricardo Y. Ladrido MemorialDistrict Hospital (DRYLMDH) in Lambunao town as an nCoV isolation facility.center_img A woman wearing a facemask passes by the Iloilo provincial capitol on Bonifacio Drive, Iloilo City. IAN PAUL CORDERO/PN The Office of Civil Defense in WesternVisayas, too, is also open to making its regional evacuation centers asisolation facilities, he added. Meanwhile, Gov. Arthur Defensor Jr. said the provincial government isnow accelerating the purchase of protective gears for use of hospital personnelas well as additional thermal scanners. The La Paz Maternity and ReproductiveHealth Center may be utilized as an isolation facility for suspected andconfirmed cases, according to Mayor Jerry Treñas. Hospital personnel who will handle the patients will undergo training onself-protection, according to Ng. Iloilo provincial government’s Hospital Management Office chief Dr.Cynthia Cabangal-Ng said DRYLMDH currently has six isolation units and iscapable of providing extension rooms. The governor also appealed for donations of hospital equipment from theprivate sector. He said the local task force under thedirect leadership of the governor or mayor shall ensure that local healthauthorities have the necessary equipment and protective gadgets such as masks,goggles, gowns, gloves, among others.last_img read more

Lille confirm ‘multiple offers’ for Liverpool, Man Utd-linked Osimhen

first_img Loading… “We turned down one English and one Spanish offer this January transfer window. “There is a wide array [this summer] and I wouldn’t want to give the names of the clubs who are bidding but what I can tell you is that there are multiple [offers]. There are three championships that have clubs that have bid for him. “I am not being a sales guy because last year people didn’t believe that we had the offers we had with [Nicolas] Pepe and it turns out we had multiple of them,” Lopez added. read also:Osimhen will join Tottenham if Kane leaves, agent of Lille striker gives condition “Let me tell you with Osimhen, it is the same thing, whatever number you heard, the high number I have read is very much on the money of the offers that we have received. That’s where we are.” Meanwhile, Inter Milan have come to a surprising conclusion regarding the future of on-loan Man Utd flop Alexis Sanchez. FacebookTwitterWhatsAppEmail分享 The Nigerian marksman, 21, has enjoyed a stellar debut season in Ligue 1, notching 18 goals across all competitions. His rapid rise has attracted the attention of many of the Premier League’s heavy hitters, with Liverpool, Man Utd and Tottenham the clubs most frequently linked. Indeed, Lille president Gerard Lopez confirmed the English interest recently when he revealed he “turned down one English” offer in the January transfer window. Now, he has elaborated further on the interest in the club’s star striker, citing the hefty £72m fee they received from the sale of Nicolas Pepe last summer as a prime example of the sort of deal he is looking for. “There are multiple offers,” Lopez told The Daily Mail.Advertisement Lille have confirmed they have been inundated with ‘multiple offers’ for rising superstar forward, Victor Osimhen, who has been linked to a plethora of Premier League clubs. Promoted ContentIs This The Most Delicious Food In The World?8 Most Beautiful Chinese WomenThe Highest Paid Football Players In The World6 Incredibly Strange Facts About HurricanesCouples Who Celebrated Their Union In A Unique, Unforgettable WayA Hurricane Can Be As Powerful As 10 Atomic BombsIt Might Be Quentin Tarantino’s Last MovieWho Is The Most Powerful Woman On Earth?9 Iconic Roles That Got Rejected By World Famous Actors8 Ways Drones Will Automate Our FutureThe Best Cars Of All TimeTop 8 Most Fun Sylvester Stallone Movieslast_img read more

Alves: Messi feeling lack of support inside Barcelona

first_img “He always wants to be on top and you need people to build that. “The feeling now is that he always has to be doing everything for the team and he’s only human.” read also:Barcelona fans rate Messi their second best player this season So, does the Brazilian think that Messi could leave? “No, I don’t think so,” Alves responded. “He’s the face of this club, of this team and it would be the biggest mistake the club would ever make [if he left]. “It would be a mistake for such a player not to retire there and change the name of Camp Nou to Leo Messi.” FacebookTwitterWhatsAppEmail分享 Loading… Former Barcelona star, Dani Alves, believes Lionel Messi is feeling unsupported inside the club. The Argentine’s exasperation came to the fore on Thursday night as he did the post-match interview after Barcelona’s 2-1 defeat at home to Osasuna, which came on a night that Real Madrid became LaLiga Santander champions. “He’s a born winner, he doesn’t like to lose and it’s normal to get angry,” Alves told Catalunya Radio. “He wants to win every time, like me. “He’s been doing it for so long that you can tell when your team is giving [that feeling] and when it’s not. “That’s why he said it, he’s been at Barcelona for many years and he’s aware of what he needs to be able to win and aspire to great things. “He sees, what I feel, and that’s a lack of support. “Messi was the main course, but we were the perfect ingredients [in the past].Advertisementcenter_img Promoted Content7 Universities In The World With The Highest Market ValueWhich Country Is The Most Romantic In The World?Best Car Manufacturers In The World5 Of The World’s Most Unique Theme ParksWho’s The Best Car Manufacturer Of All Time?The Models Of Paintings Whom The Artists Were Madly In Love With2020 Tattoo Trends: Here’s What You’ll See This Year6 Unforgettable Shows From The 90s That Need To Make A ComebackBirds Enjoy Living In A Gallery Space Created For ThemBest & Worst Celebrity Endorsed Games Ever MadeThis Guy Photoshopped Himself Into Celeb Pics And It’s HystericalThe 10 Best Secondary Education Systems In The Worldlast_img read more