We’ve all been there. We intend to make a few purchases then all of the sudden we realize we’ve gone overboard with our spending. You may feel the urge to panic but before you do, consider these tips for damage control after going nuts on a spending spree.Prioritize purchasesWhen the dust has settled and your panic begins to recede, start to look back over what you’ve bought. Are these things vital to your life, or are they all “extras” that you don’t necessarily have a need for? Sure, it’s fun to get new things just for the heck of it, but if you’ve spent too much, you may need to think about returning some things to get your money on track.Get back on budgetSure, you’ve gone way over the limit, but it’s time to move forward and recover. Remember how you typically spend and if that’s been working for you, go back to your old ways. Don’t beat yourself up over what’s in the past because we’ve all been there. It’s time to regroup and remember your limits.Plan to pay backStick to your original budget, but also consider ways you’re going to make up for the damage you’ve done to your wallet. If you’ve charged your purchases, now’s the time to dip into that debt repayment fund you’ve been saving up. Or, if you shopped with cash, to pay yourself back, plan for ways you can trim your spending until your finances are where they were before your spending spree.Reflect on patternsGetting in this position every once in a blue moon is not cause for too much for concern. But, if overspending and busting your budget is becoming a pattern, you need to stop and assess the issue. Is there a particular reason why you’re shopping/spending habits are getting out of control? Understanding why you’re behaving the way you are will help you to make corrections and learn from your mistakes. 74SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Wendy Moody Wendy Moody is a Senior Editor with CUInsight.com. Wendy works with the editorial team to help edit the content including current news, press releases, jobs and events. She keeps … Web: www.cuinsight.com Details
Kevin HagstromHaving endured 27 roars by the Nittany Lions for every Penn State first down during last Saturday’s football game, I began sifting through the worst chants or in-game sound bites in sports. One of the first that popped up is close to home: “First-and-10 Wisconsin.” As mind-numbing as repeating exactly what the PA announcer said is, at least it’s well-known. The chant I’m about to throw out on a whim, however, makes sense to no more than a handful of people. Plus, it’s a good thing that it doesn’t go down on the field. We’re not talking about practice; we’re talking about the School of Practical Science of Toronto University’s chant. Never heard of it? Well, duh. No one else has either, which is why the chant is so ridiculous — “Who are we? Can’t you guess? We are from the S.P.S.!”Now who in his right mind comes up with a chant that means little without explanation? And no, I can’t guess.The School of Practical Science may be good at math and applied sciences but by golly, it sure doesn’t know how to communicate ideas in a clear and concise manner; it’s asking for trouble by formulating the chant into several questions followed by a vague acronym. It’s like saying to Michigan running back Mike Hart after talking to him once, “Remember me? I’m Kevin.” He isn’t going to know what’s going on or who I am. Nor will he care. “Why have a cheer? It doesn’t make sense. Can you believe it? S.P.S. is quite dense.”Ben VoelkelIn the vast world of sports arenas, certain characteristics and traditions stand out and eventually become synonymous with the team and arena. What would an Oakland Raiders game be without the Black Hole or a Detroit Red Wings game without octopi on the ice after a hat trick?The same goes for in-game sound bites and chants. The Tampa Bay Buccaneers Raymond James Stadium is known for the pirate ship that fires a cannon after the home team scores a touchdown. What would a Minnesota Vikings game at the Metrodome be without the god-awful, obnoxious Viking horn noise? A little easier on the ears possibly, but it would still be missing that something. And even a little closer to home, a Badger football Saturday without “Eat shit, fuck you” echoing off the walls of Kellner Hall and Camp Randall’s upper deck would mean an unusual PG-13 atmosphere.But just because it is tradition, doesn’t mean it’s good. As bad as the Vikings horn is, that pales in comparison to the worst chant at a sports event.That distinction goes to DE-TROIT BASKET-BALL.No, caps lock didn’t stick. The chant, a creation of Pistons’ public address announcer John Mason, might be OK if it wasn’t repeated seemingly every time the Pistons take control of the ball. Opposing team’s center dribbles the ball off his foot and out of bounds one minute into the game: DE-TROIT BASKET-BALL. Chauncy Billups gets swatted, but the ball goes out of bounds, and the Pistons keep it: DE-TROIT BASKET-BALL. The home team gets the ball to start the third quarter: DE-TROIT BASKET-BALL. It’s not just the repetition that makes it worst, but the painful, arrogant tone in which it’s done. DE-TROIT BASKET-BALL. COU-NT I-T!
Renewable energy– as HECI seeks authorisation from GEARegion One’s Hosororo Creek has been targeted by the Hinterland Electrification Company Incorporated (HECI) as the site for construction of a hydropower plant. Application for the requisite licence is currently before the Guyana Energy Agency (GEA).According to the gazetted notice, HECI wants the requisite licence to construct and operate a 20-kilowatt hydropower facility at Hosororo. According to the notice, the energy derived therefrom will be used to supply the Mabaruma Power Company.The notice also informs that “any person may, within 21 days of the first publication of this notice, lodge with the Chief Executive Officer of the Guyana Energy Agency a petition to the Minister, objecting to the grant of the licence.”Located in Guyana’s administrative area known as Region One, the Barima/Waini region, Hosororo has been touted as a tourist destination. It has a waterfall at which work on creating a hydropower facility to service nearby communities was carried out years ago.HECI is under the dominion of the Public Infrastructure Ministry (MPI). Public Infrastructure Minister David Patterson has only recently provided updates on a number of multi-million-dollar hydro and solar power projects that had seemingly been gathering dust somewhere.Patterson has also spoken of a US$3.8 million solar farm, to be funded by the Inter-American Development Bank (IDB) and constructed at Bartica, Region Seven. The minister has indicated that construction of this farm would be completed by the end of 2018.Meanwhile, the private developer of the Tumatumari hydro project has been given a deadline to reach financial closure with the project’s investors. By the time this deadline has arrived, all agreements are expected to have been signed and conditions met in order to allow for the dispensing of funds.Patterson has noted that if that developer — in this case the Tumatumari Hydro Inc — proves unable to meet the July month end deadline set by the state for financial closure to the project, Government would take over the project.In regard to the US$2 million Kato hydropower project, Patterson has said that funding has been secured for the project and work will commence when the weather permits.He has also spoken of securing funding from the International Renewable Energy Agency (IRENA) to establish photo-voltaic (PV) farms at Port Kaituma (US$1.8 million), Kwakwani (US$2.6 million) and Matthews Ridge (US$2 million).Renewable energy targetsPatterson has provided a breakdown of all the photo-voltaic solar systems they have been installed on Government buildings. Referring to President Granger’s March visit to India to attend the International Solar Alliance (ISA) Founding Conference and Solar Summit, he has said that now that Guyana is a member of this alliance, a line of credit of approximately US$15 million will be available to Guyana.While it has not as yet been allocated, Patterson noted that the idea is to provide funding to utility scale energy for indigenous villages to the tune of four megawatts.He revealed that the Ministry of Indigenous Peoples Affairs and the Ministry of Communities will identify these villages. All of this, according to Patterson, culminates in certain targets the Government is trying to meet in renewable energy installation.“So, by the end of 2018, we would have installed about five megawatts of renewable energy; and that’s a commendable feat, coming from 2015 with zero,” Patterson has indicated. “And then, by the end of 2020, when all these projects would have been completed, there would be 29 or 30 megawatts,” he expanded.“So we’re well on our way to achieving our target of trying to become as 100 per cent renewable energy-(powered) as (is) possible. So we have made progress, and we’re just about four or five per cent (completed) at the end of 2018, (but) we’ll triple that by the end of 2020,” Patterson had said.
There seems to be no pressure when Lackey stands in the center of the infield, surrounded by a stadium of fans. There is only an increase in intensity when the stakes are high and the challenge is the toughest. “He’s not scared at all,” catcher Mike Napoli said. “He wants that. He wants to be that big-game pitcher. He wants to be out there and be the one that can say he was there for that big game and took it home.” When the American League ERA title was there for the taking during his last start of the season last week, Lackey pitched seven shutout innings and took home the honor. When the Angels failed to clinch the division in their first two tries, Lackey shut down the Mariners on Sept. 23 and the champagne started flowing. Already with a successful start in Game 7 of the 2002 World Series on his resume, Lackey has built his big-game credentials. And he’s tough. After Oakland’s Jason Kendall charged Lackey on the mound last season, the next time Lackey faced the A’s it was pure vengeance. Lackey retired 27 consecutive batters, missing a perfect game only because he gave up a leadoff double. Lackey continues to brush aside those feelings of panic that can humble even the best of players. He has a 1.88 ERA in three previous Division Series outings (two starts). He has a 1-1 record and a 3.75 ERA in two American League Championship Series games. And there was the huge effort against the San Francisco Giants in the 2002 Series as a rookie. “I’ve been in enough (big games) that I know you can’t get too excited about it,” Lackey said. “You have to do what brought you here. You have to be able to execute pitches. You’ve got to get beyond all the flyovers and the pregame stuff. Once you get between the lines, you’ve got to make pitches.” His manager, Mike Scioscia, caught Orel Hershiser during the right-hander’s record-breaking 1988 season, so he knows a thing or two about outstanding starters. And he puts Lackey up there with the best of them. “(Lackey’s) one of the best competitors I’ve been around in 30-plus years,” Scioscia said. “And I think his ability to slow the game down on the mound has developed from the time he was a rookie to where he is now. He’s channeled his emotions into something that’s positive out there to get to the next pitch.” Experience figures to be a wash today in Game 1. Josh Beckett has big-time playoff and World Series credentials after pitching the Florida Marlins to the title in 2003. Beckett pitched a five-hit shutout to finish off the Yankees in Game 6 of that World Series. Lackey will use his World Series experience to gain any advantage he can. “It’s definitely something I can draw upon,” Lackey said. “I’ve pitched in a few playoff games and that’s obviously the biggest one. My mind-set in that game, when I was a rookie, was that I was coming up with a lot of veterans. I was just hoping to contribute. I wasn’t going to try to do too much.” Against Beckett, he figures to take on more responsibility. “He’s been in these games just like I have and done extremely well,” Lackey said. “I mean, throwing a shutout to win a World Series, it doesn’t get much better than that. He’s obviously got great stuff and it’s going to be a great challenge for us. I’m going to have to pitch well to give our guys a chance.” But as focused as Lackey can be, on occasion he can also appear distracted by his moods. When the Angels were in Boston last, Lackey was certain he would pitch against Beckett in the second game of a doubleheader that would have Cy Young implications. The matchup didn’t happen and a disappointed Lackey was crushed for seven runs (six earned) and 11 hits in four innings. It was just one of a number of rough starts against the Red Sox. So, many of the questions in Lackey’s interview session Tuesday centered around his 1-6 record and 6.27 ERA against the Red Sox in his career. He is 1-4 in Fenway Park with a 7.68 ERA. “They’ve obviously got a great lineup and a good team,” Lackey said. “But I’m not going to look too far into that and I’m certainly going to show up (today) and give it a run. I think we have a good team, too. And if I pitch up to my capabilities, I like my chances against pretty much anybody.” [email protected] local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! By Doug Padilla STAFF WRITER BOSTON – If John Lackey was standing on a mound, it’s likely a roaring lion or a charging rhinoceros would not even earn a flinch. This guy needs a safari hat and an elephant gun since “Big Game” is the most appropriate tag for the right-hander, whose safe haven has been a hill of dirt 60 feet, 6 inches from home.